What is the eligibility to purchase this policy?

Any senior citizen who is a resident of India and is aged between 60 years to 80 years can be covered under this policy.

Does this plan provide any discount to the customers?

Yes. A discount of 10% is provided for voluntary excess of Rs. 10,000 and a family discount of 10% is provided in case the spouse is also covered.

Does the plan provide cover for genetic disorders?

No. The plan does not provide cover for genetic disorders or even stem cell surgery.

Are pre-existing diseases covered under this policy?

Yes. Pre-existing diseases are covered after 18 months of continuous coverage with the company.

What are the sum insured options under this policy?

The policy can be purchased for sum insured options of Rs. 1 Lakh and/or Rs. 1.5 Lakh.

What is the minimum premium amount to be paid under this policy?

The premium prices start at Rs. 3,850 and goes up till Rs. 7,650 under this policy.

Does the plan provide any cumulative bonus to the policyholders?

Yes. A cumulative bonus of 5% is provided for every claim-free year up to a maximum of 30% under this plan.

What is the co-payment clause under this plan?

In all the claims, the company’s liability will be the sum insured, or 90% of the admissible claim amount.

What is the policy period for New India Assurance Senior Citizen Policy?

This policy is available for a maximum period of one year.

Are the treatments taken outside India covered under this policy?

No. Only the treatments taken in India are covered under this policy.

New India Senior Citizen Mediclaim Health Insurance Wordings

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Highlights

Claim Settlement Ratio	98.00%
Network Hospitals	7,500+
PED Coverage Starting From	4 years
Pre-existing Disease Waiting Period	4 years
Starting Premium	560
Starting Premium for Rs. 5 lakhs SI	Rs. 560/month

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New India Senior Citizen Mediclaim Policy Brochure

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Jul 15, 2019

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New India Assurance Health Insurance Plan List

Critical Illness (2)
Family (3)
Individual (2)
Kids (1)
Cancer (1)
Maternity (1)
Woman (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Floater MediclaimMin: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium
Asha Kiran PolicyMin: 91 days; Max: 60 yearsPopular	2 Lakh - 8 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Mediclaim PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years	50,000	Check Premium
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years	15 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years	1 Lakh	Check Premium
Janata Mediclaim PolicyMin: 3 months; Max: 60 years	50 Thousand - 75 Thousand	Check Premium

New India Assurance Health Insurance Top Up List

Family (1)
Top-up (1)

Name of Plan	Sum Insured
Top-up & Super Top-Up PlanPopular		Check Premium
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium

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FAQs on Senior Citizen Mediclaim Policy Health Insurance Plan

What is the eligibility to purchase this policy?
Any senior citizen who is a resident of India and is aged between 60 years to 80 years can be covered under this policy.
Does this plan provide any discount to the customers?
Yes. A discount of 10% is provided for voluntary excess of Rs. 10,000 and a family discount of 10% is provided in case the spouse is also covered.
Does the plan provide cover for genetic disorders?
No. The plan does not provide cover for genetic disorders or even stem cell surgery.
Are pre-existing diseases covered under this policy?
Yes. Pre-existing diseases are covered after 18 months of continuous coverage with the company.
What are the sum insured options under this policy?
The policy can be purchased for sum insured options of Rs. 1 Lakh and/or Rs. 1.5 Lakh.
What is the minimum premium amount to be paid under this policy?
The premium prices start at Rs. 3,850 and goes up till Rs. 7,650 under this policy.
Does the plan provide any cumulative bonus to the policyholders?
Yes. A cumulative bonus of 5% is provided for every claim-free year up to a maximum of 30% under this plan.
What is the co-payment clause under this plan?
In all the claims, the company’s liability will be the sum insured, or 90% of the admissible claim amount.
What is the policy period for New India Assurance Senior Citizen Policy?
This policy is available for a maximum period of one year.
Are the treatments taken outside India covered under this policy?
No. Only the treatments taken in India are covered under this policy.

View More Questions

Claim Process at New India Assurance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

New India Assurance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
New India Assurance Health Insurance
1800-209-141524*7
tech.support@newindia.co.in