What is Road Side Assistance?

Road Side Assistance is an add-on cover that helps you to request necessary help in case you are stranded on a road or any remote location because of the reasons such as Fuel Shortage, Towing Assistance in Case of an Accident or Breakdown, Tyre Puncture, Minor Damage, and Key Lost.

What is the maximum claim amount that I can get in my Zurich Kotak comprehensive car insurance policy?

The maximum claim amount equals to the sum insured under the policy. It is offered in case of the constructive total loss of the insured vehicle. The total sum insured depends on the Insured Declared Value (IDV) of your vehicle.

What is not covered under the Zurich Kotak comprehensive car insurance policy?

The situations which are not covered under the Zurich Kotak comprehensive car insurance policy include Wear and tear and depreciation of the insured vehicle, Mechanical or electrical breakdown unless not opted for Engine Cover, Contractual liability, Vehicle’s consumables such as grease, lubricant, etc., Personal belongings, and Bodily injury/death of the policyholder and co-passengers unless opted for the personal accident cover.

No Claim Bonus or NCB is a discount on premiums for claim-free years offered by all insurers for car insurance policies. The discount can be availed up to 50% on the premiums.

How can I buy a Zurich Kotak comprehensive car insurance policy?

You can purchase Zurich Kotak comprehensive car insurance policy in the following ways: Through its official website By calling on its toll-free number 1800-2120 By visiting the nearest branch.

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Zurich Kotak Comprehensive Car Insurance Policy

CASHLESS GARAGES 6500+
CLAIMS SETTLED 98.13%
COMPREHENSIVE CLAIMS UNLIMITED

Key Features:

Spot Claim Upto Rs 20,000
6-Month Repair Warranty
Easy Video Claims
Zero Paper Claims

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Zurich Kotak Comprehensive Car Insurance

Zurich Kotak General offers a comprehensive car insurance as Zurich Kotak Car Secure. This policy offers extensive coverage. It assures all-round safety for you and your car and saves you from paying hefty expenses after an accident. The policy cover includes protection for damages incurred on the insured vehicle, which can happen in an accident, calamities and because of a number of reasons. It also indemnifies for the third party loses such injury/death of a person travelling in a car or on the road and cover of up to Rs 7.5 lakh to compensate third party property damages. Moreover, you can also opt for a personal accident cover for you as well as for the co-passengers. Given the damaged roads and traffic indiscipline, a comprehensive plan becomes a must for every car owner.

Zurich Kotak Comprehensive Car Insurance Vs Third Party Car Insurance

Basis	Comprehensive Policy	Third Party Cover
Extent of coverage	Comprehensive plan offers an extensive policy, which covers damage/theft of the insured vehicle, injury of the policyholder and third party liabilities as well (up to Rs 7.5 lakh in case of third party property damages).	It only covers injury/death of a third party and third party property damages of up to Rs 7.5 lakh.
Availability of Add-ons	All add-on covers such as roadside assistance, depreciation cover, return to invoice, etc. are available with the Zurich Kotak comprehensive policy.	No add-on covers are available for purchase with the third party liability cover.
Cost	It is expensive owing to the wider cover plan.	It is relatively cheap because of its limited coverage.

What All Is Covered Under Zurich Kotak Comprehensive Car Insurance Plan?

Zurich Kotak comprehensive car insurance provides coverage for the following aspects:

Theft of the insured vehicle.
Policy cover of Rs 7.5 lakh for third party property damage.
Injury/death of a third party walking on a road or travelling in another vehicle.
Damages incurred to the insured vehicle in an accident occurred on the road.
Damages incurred to the insured vehicle by a natural or man-made calamity.

What All Is Not Covered Under Zurich Kotak Comprehensive Car Insurance?

Zurich Kotak comprehensive car insurance policy does not provide coverage for the following:

Normal wear and tear
In case of willful negligence
Mechanical or electrical breakdown
Damage caused due to contractual liability
In case of absence of a valid licence while driving
Driving under the influence of alcohol or intoxicating drugs.
For any damage incurred during war, nuclear risk, mutiny rebellion, etc.

Benefits of Zurich Kotak Comprehensive Car Insurance

Zurich Kotak comprehensive car insurance provides several benefits to the policyholders which are as follow:

Online premium payment and policy renewal method.
Unlimited liability for compensation for injury/death of a third party.
Availability of a range of add-on covers including Return to Invoice add-on.
No Claim Bonus discount of up to 50% on premiums at the time of renewal.
Hassle-free cashless servicing at over 1,300 garages spread across the country.
Damage cover for a third party property (up to Rs 7.5 lakh) and for your car equivalent to its IDV.
Availability of optional personal accident cover for the policyholder as well as the co-passengers.

Explore Zurich Kotak Car Insurance

Must Read Articles before buying Zurich Kotak Car Insurance

Zurich Kotak Car Insurance User Reviews

5.0

Rating based on

16 User reviews

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What users are saying

Reviews posted before 19 June 2024 refer to Kotak Mahindra General Insurance, now rebranded as Zurich Kotak General Insurance following a partnership with Zurich Insurance Group

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Comprehensive
Most Helpful
Zero Depreciation
Third Party
Own Damage
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
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Car insurance
It’s so easy and helpful The executive really made it easy Last time renewing my policy was a big task But this time the executive did a wonderful job Thankyou so much Rishabh
Read More
S
Honda City New Delhi
By Sumit Behl
On: May 10, 2022
Very Convenient and Affordable
Easy to renew, very convenient and low premium price. Reminder calls and follow-up help me to renew premium on time. Wide range of services is really boon for customers.
Read More
K
Maruti Celerio 2014-2017 Mysore
By Kumar CK
On: January 15, 2022
LIKE YOUR QUOTES
I LIKE THE YOUR INSURANCE QUOTES AND MY EXPERIENCE IS GOOD WITH YOUR WEB AND YOUR COMPANY I REALY LIKE ........................................
Read More
M
Maruti Swift New Delhi
By MOHAN CHAND
On: August 22, 2021
Free Flowing Process
The process was very user friendly. Hope to get a best service from you. I am using this platform for the first time. Immediately the policy was with me.
Read More
S
Maruti Swift Ranga reddy
By SANDIPAN MITRA
On: July 19, 2021
Excellent buying experience
Excellent people or should I say the person I spoke with, very nice and humble. He was par excellence as an advisor, very sweet to speak with and responsive. Keep up the good work.
Read More
R
Hyundai i20 2015-2017 Pune
By RAJESH KHANNA
On: March 30, 2021
Best service
Good experience. I got fast service and instant policy release. All companies plan was shown to me. It was the best services along with the best price.
Read More
R
Maruti Ignis New Delhi
By Ritu Verma
On: December 31, 2020
Excellent support.
Thanks a lot for the help your executive provided to me. He really made my day. In spite of multiple interactions, he did not lose his tempo to explain things to me and bring down the policy price as per my need. Well done.
Read More
V
Honda City Visakhapatnam
By VEERA NAGA VISHNU SATYAM MAMIDALA
On: December 30, 2020
The executives are amazing
The excellent information is given and follow up by the executive. She is the sole reason why I was able to get this quote. She is very well informed and patient! Thank you!
Read More
A
Hyundai i10 Mumbai
By Aditya Phadke
On: December 22, 2020
Great job done
I really appreciate service ofthe excutive. His service is excellent.He is the one who helped me to trust insurancedekho.com. He is an asset for your company.
Read More
N
Hyundai Verna 2017-2020 New Delhi
By NIKHIL MALHOTRA
On: October 15, 2020
Good Support from Team
Very good and seamless process of offering insurance.
V
Maruti Baleno Ranga reddy
By VENKAT RAJESH PAMARTHI
On: May 29, 2020
Great support and experience
Loved the support. Got a great experience
S
Maruti Wagon R New Delhi
By Sahil Arora
On: May 26, 2020
Good Site and easy purchase of...
Awesome and smooth purchaseof car insurance. Thank you.
M
Hyundai Grand i10 New Delhi
By MOHIT SAXENA
On: May 6, 2020
Great support
Great support from team and easy process.
R
Toyota Etios Liva Navi Mumbai
By Ritesh Ranjan Verma
On: March 6, 2020
Very good support
Great very nice experience. Keep doing nice job.
D
Maruti Zen Estilo Chandigarh
By DEEP CHAND
On: December 20, 2019
Purchased car policy
It has been a great experience. Received valuable guidance and support from the team.
D
Honda City New Delhi
By Dayawati
On: August 16, 2019
Best, Adequate and Quick
Your executive had deep knowledge in related sector i.e. insurance.I am very much satisfied to talk with them. I appreciate the quick response of insurancedekho team. Thank you all.
Read More
S
Maruti Wagon R begusarai
By SANDEEP KUMAR
On: June 14, 2019

Zurich Kotak Reviews

Zurich Kotak Comprehensive Car Insurance FAQs

What is Road Side Assistance?
Road Side Assistance is an add-on cover that helps you to request necessary help in case you are stranded on a road or any remote location because of the reasons such as Fuel Shortage, Towing Assistance in Case of an Accident or Breakdown, Tyre Puncture, Minor Damage, and Key Lost.
What is the maximum claim amount that I can get in my Zurich Kotak comprehensive car insurance policy?
The maximum claim amount equals to the sum insured under the policy. It is offered in case of the constructive total loss of the insured vehicle. The total sum insured depends on the Insured Declared Value (IDV) of your vehicle.
What is not covered under the Zurich Kotak comprehensive car insurance policy?
The situations which are not covered under the Zurich Kotak comprehensive car insurance policy include Wear and tear and depreciation of the insured vehicle, Mechanical or electrical breakdown unless not opted for Engine Cover, Contractual liability, Vehicle’s consumables such as grease, lubricant, etc., Personal belongings, and Bodily injury/death of the policyholder and co-passengers unless opted for the personal accident cover.
What is NCB?
No Claim Bonus or NCB is a discount on premiums for claim-free years offered by all insurers for car insurance policies. The discount can be availed up to 50% on the premiums.
How can I buy a Zurich Kotak comprehensive car insurance policy?
You can purchase Zurich Kotak comprehensive car insurance policy in the following ways:

Through its official website

By calling on its toll-free number 1800-2120

By visiting the nearest branch.

FAQ

Why to buy from InsuranceDekho?

Instant policy ^# within 5 mins
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Claim Support available all 7 days of the week

Zurich Kotak Car Insurance Contact Details

For any assistance or query, call us on:

InsuranceDekho
7551196989Mon to Sun 10 AM to 7 PM
support@insurancedekho.com
Zurich Kotak Contact Details
1800-2120Toll-Free
care@zurichkotak.com

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